Australis College is a government-approved Vet Student Loan (VSL) provider, able to offer the VET Student Loan program to eligible students to assist them in paying for their course tuition fees upfront for some of our approved Diploma level courses. Please check the applicable course webpage to check if this option is available for the course that is of interested you.
VET Student Loans is an Australian government loan program that is available to assist eligible students studying higher level vocational education and training (VET) qualifications to pay for their tuition fees. Higher level VET qualifications are at the diploma level and above. This loan replaced the Vet Fee Help Program as of 2017. (VFH)
The federal government applies a one-off 20% loan fee to your loan amount and results in a HELP debt to be repaid to the government through the taxation system once you reach the compulsory threshold, even if you are studying. The debt is incurred once you reach your census day for each part of your course, and the HELP debt continues to be a debt payable to the Commonwealth until it is repaid.
See below for more information and contact our friendly course consultants on 1300 887 991.
To apply for a VET Student Loan, you must meet:
If you cannot meet eligibility requirements, you will not be approved for a VET Student Loan.
Click on the relevant tab above to determine if you can apply and the evidence requirements you will need to supply Australis College.
Please refer the relevant Tab below to check your eligibility.
To be eligible to be considered for a VET Student Loan, all students enrolling in an approved VSL course must meet the Academic Suitability Requirements.
Students must provide evidence of one of the following documents:
If the above cannot be provided, then students must complete the Government Approved ACER Core Skills Profile for adults (CSPA) and successfully complete to an Exit level 3 or higher.
Australis College must also be satisfied that the student can successfully complete the course they are enrolling into and therefore reserves the right to decline a VET Student Loan application or request the student complete an internal Core Skills Assessment before enrolment.
To apply for a VET Student Loan, you will need to complete an online Electronic Commonwealth Assistance Form (eCAF) and will require your tax file number (TFN).
Before you sign and submit your form, you must read the VET Student Loan Student Information Booklet 2017. The form will ask you to provide your TFN. If you don’t have a TFN, you can give your provider a Certificate of application for a TFN. This certificate is available from the Australian Taxation Office (ATO) after you have applied for a TFN. Contact the ATO on 13 28 61 for TFN information.
You must submit the signed and completed form to your provider by the census date or administrative date. If you do not submit your form on or before the census date, you will not be eligible for a VET Student Loan.
Click on the link below to view the Australis College course fees and schedules:
What is an eCAF?
An eCAF stands for electronic Commonwealth Assistance Form. It is an online system for students to request a VET Student Loan.
Who should complete an eCAF?
Any eligible student enrolled within an approved VET Student Loan course and wishing to apply for VET Student Loans will need to complete an eCAF form prior to their first census date.
How do I complete an eCAF?
To complete the eCAF form, you will need a tax file number (TFN) and the eCAF logins details provided by eCAF systems via email. The login details will be sent to you 2 business days after your enrolment is finalised.
Follow the links and instructions on the email to access your eCAF form. Please verify the pre-populated information and complete all mandatory fields.
If you are aged under 18 years, please ensure you return the completed parental consent form signed by your parent or guardian prior to submitting your eCAF form.
You must complete and submit the form on or before your first census date to be eligible for VET Student Loans.
If you need assistance, please contact Student Services on 1300 887 991.
Please note: If you do not submit your eCAF by the census day, you will be liable for the tuition fees payable for that fee period.
For further information regarding the eCAF form, please review this Government eCAF fact sheet.
There is a set maximum amount you can borrow through VET Student Loan over your lifetime; this is the VET Student Loan limit. To view the latest VET Student Loan limit visit Study Assist.
Your HELP debt is repaid through the tax system once your repayment income is above the minimum repayment threshold for compulsory repayment, even if you are still studying. Your HELP debt is indexed each year in line with movements in the Consumer Price Index (CPI) to maintain its real value but is otherwise interest fee.
Visit the ATO website at www.ato.gov.au for further information about HELP debt repayments.
The VET Student Loan Student Information Booklet is designed to assist students in understanding VET Student Loans, and their rights and responsibilities when accessing a VET Student Loan.
VET Student Loan Student Information. Click here.
Fact Sheet from the Department of Education & Training site. Click here.
An Australian citizen needs to meet the residency requirements for a VET Student Loan; they are only eligible if they intend to complete the course primarily at an Australian campus. A student may be eligible for a VET Student Loan to pay for part of their course if they gain Australian citizenship during their enrolment.
If you are unable to provide the required evidence, you may be able to apply for a replacement citizenship certificate Form 119 or apply for your citizenship evidence with the Department of Immigration and Border Protection. https://www.border.gov.au/
Australian Citizen (born Overseas)
Born in Australia before 20/08/1986
Born after 20/08/1986 and one of the parents were an Australian citizen at time of birth
Born after 20/08/1986 and one (or both) parents were Permanent Resident at time of birth
Applicant, was born in Papua New guinea before 16 Sept 1975 (verification with Dept. Immigration and Border Protection required)
A New Zealand citizen is eligible if they hold a Special Category Visa (SCV) and:
Further information about HELP eligibility criteria for New Zealand Special Category Visa Holders is available at www.education.gov.au/faqs-new-zealand-special-category-visa-holders.
Evidence of eligibility and residency requirements: